Business Checking

Maquoketa State Bank business checking accounts are designed for any business - no matter the size or complexity.

Small Business Checking
Small business with low balance and minimal activity

  • $500.00 minimum balance; if balance is less than the $500 minimum, then $8.00 monthly fee
  • First 20 debits are free; then $.20 per item
  • First 20 deposited items (on other banks) free; then $.10 per item
  • No charge for on us items
  • Monthly statement with check images included at no additional charge
  • Earnings credit may offset fees

     

Commercial Business Checking
Mid to large business with heavy account activity

  • No minimum balance
  • $5.00 monthly fee
  • Debits/credits $0.10 each
  • Deposited items (on other banks) $0.05 each
  • No charge for on us items
  • Monthly statement with check images included at no additional charge
  • Earnings credit may offset fees

     

Commercial Super NOW Checking
Only available to sole-proprietors, non-profits and government entities

  • No minimum balance
  • Variable interest rate is paid if the average collected balance is $2,500 or above
  • $5.00 monthly fee*
  • Debits $.12 each / credits $.10 each*
  • Deposited items (on other banks) $.05 each*
  • No charge for on us items
  • Monthly statement with check images included at no additional charge.  Interest is added to the account on cycle date.

*Account maintenance fees waived for documented non-profit organizations

 

Business Checking with Interest
Business clients looking for an opportunity to earn interest on their account

  • No minimum Balance
  • Interest rate on balances over $10,000 is tied to the current money market rate – if balance falls below $10,000 NOW interest rate is paid
  • $8.00 monthly fee
  • Debits $.12 each/ credits $.10 each
  • Deposited items (on other banks) $.05 each
  • No charge for on us items
  • Monthly online statements, paper statement fee $5.00
  • Interest is paid monthly – computed on collected balance and added to account on cycle date


     

Tanya Roeder
Personal Banker - Main
troeder@maquoketasb.com 

Maggie Traverse
Personal Banker - Main
mtraverse@maquoketasb.com

Rachelle Zeimet
Personal Banker - Main
rzeimet@maquoketasb.com

Rebeka Reuter
Personal Banker - Main
rreuter@maquoketasb.com

Bridgett Eads
Personal Banker - Main
beads@maquoketasb.com

Michelle Wells
Personal Banker - Main
mwells@maquoketasb.com