Business Checking
Maquoketa State Bank business checking accounts are designed for any business - no matter the size or complexity.
Small Business Checking
Small business with low balance and minimal activity
- $500.00 minimum balance; if balance is less than the $500 minimum, then $8.00 monthly fee
- First 20 debits are free; then $.20 per item
- First 20 deposited items (on other banks) free; then $.10 per item
- No charge for on us items
- Monthly statement with check images included at no additional charge
- Earnings credit may offset fees
Commercial Business Checking
Mid to large business with heavy account activity
- No minimum balance
- $5.00 monthly fee
- Debits/credits $0.10 each
- Deposited items (on other banks) $0.05 each
- No charge for on us items
- Monthly statement with check images included at no additional charge
- Earnings credit may offset fees
Commercial Super NOW Checking
Only available to sole-proprietors, non-profits and government entities
- No minimum balance
- Variable interest rate is paid if the average collected balance is $2,500 or above
- $5.00 monthly fee*
- Debits $.12 each / credits $.10 each*
- Deposited items (on other banks) $.05 each*
- No charge for on us items
- Monthly statement with check images included at no additional charge. Interest is added to the account on cycle date.
*Account maintenance fees waived for documented non-profit organizations
Business Checking with Interest
Business clients looking for an opportunity to earn interest on their account
- No minimum Balance
- Interest rate on balances over $10,000 is tied to the current money market rate – if balance falls below $10,000 NOW interest rate is paid
- $8.00 monthly fee
- Debits $.12 each/ credits $.10 each
- Deposited items (on other banks) $.05 each
- No charge for on us items
- Monthly online statements, paper statement fee $5.00
- Interest is paid monthly – computed on collected balance and added to account on cycle date
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Tanya Roeder
Personal Banker - Main
troeder@maquoketasb.com
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Maggie Traverse
Personal Banker - Main
mtraverse@maquoketasb.com
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Rachelle Zeimet
Personal Banker - Main
rzeimet@maquoketasb.com
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Rebeka Reuter
Personal Banker - Main
rreuter@maquoketasb.com
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