Financial Education Center
Get answers to common financial questions and dive deeper into topics like personal finances, mortgages, online safety, and more.

What to consider when starting your business
Starting your own business is an exciting opportunity. You may be looking for a flexible schedule, to follow your passion, and choose your ideal work environment. If you are considering making the ...

Get preapproved and shop for a vehicle with confidence
Shopping for a new vehicle can be fun, but it can also be stressful thinking about payments, financing, and what you can afford. A vehicle purchase is a big commitment, and decisions shouldn’t be rush ...

The best ways to utilize the equity in your home
Your home equity is your home’s value, minus the total of outstanding mortgage on the property. You can borrow funds against the equity in your home with a home equity loan. These loans can be a usefu ...

What it means when you hear Member FDIC
You may have noticed the Member FDIC logo or disclaimer on ours and other bank advertising, signs and brochures. As a Maquoketa State Bank customer you can feel confident in the financial operation ...

What’s that mean? Explaining mortgage lending terms
There are many terms you may only hear when you are buying a house or applying for a mortgage loan. Most people don’t buy houses often, so it’s understandable if you don’t know all of the specific ter ...