Business Checking

We are always here to help your business. We offer a variety of business deposit accounts to fit your specific needs, and offer online resources to help you manage them.

Small Business Checking
Designed for businesses that have minimal transactions each month.

Benefits
- $500.00 minimum balance
- Monthly maintenance fee: $8.00 *if balance falls below requirement
- Per debit fee: $.20 per debit after 20
- Per deposit fee: $.05 per item after 20
- No charge for “on us” items
- Monthly eStatement: With free check images
- Earnings credit may offset fees
Commercial Business Checking
Designed for mid to large businesses with heavy account activity.

Benefits
- No minimum balance
- Monthly maintenance fee: $5.00
- No Charge for “on us” items
- Debits/credits: $0.10 each
- Deposited items (on other banks) $0.05 each
- Monthly eStatement: With free check images
- Earnings credit may offset fees
Commercial Super NOW Checking
Designed exclusively for sole-proprietors, non-profits, and government entities.

Benefits
- No minimum balance
- Variable interest rate paid if the average collected balance is $2500 or above
- Monthly maintenance fee: $5.00
- Per debit fee: $.10 per debit
- Per credit fee: $.10 per credit
- No Charge for “on us” items
- Monthly eStatement: With free check images
- Interest is added to account on cycle date.

By phone, email, or in person, our Maquoketa State Bank team will go the extra mile in helping you with your financial goals. Please visit or contact our team members listed below. Please do not send sensitive or personally identifiable information via unencrypted email to our team. It is not a secure way to send any information. Thank you.