Get preapproved and shop for a vehicle with confidence

Shopping for a new vehicle can be fun, but it can also be stressful thinking about payments, financing, and what you can afford. A vehicle purchase is a big commitment, and decisions shouldn’t be rushed without a full picture of what you are committing to; especially when it comes to your loan.

A trusted loan officer can take the stress and guesswork out of vehicle financing by offering loan pre-approval. Auto loan preapproval is a conditional approval in which your bank agrees to extend financing, up to a specific price point, to help you purchase a car.

Preapproval is beneficial to help you save time and hassle at the dealership, work with a lender you trust, determine payments that fit in your budget, and lock in a rate for a set period of time. Before you head to the dealership, your first stop should be a call or visit to the bank.

A loan officer will work with you to set up financing options and provide preapproval. Once you have financing established, you can walk into a car dealership with confidence knowing your rate and payment structure; and with a guarantee you can cover the cost of the vehicle you want.